Enter Type of Account, Account Number, Social Security Number and Email Address. Click Agree or Disagree to the terms for the FOCUS Bank Online Agreement. You will then be prompted to create a New Access ID and Password. Your new password must be a minimum of 8 random characters containing at least 1 number, 1 uppercase and 1 lowercase letter, and 1 special character. NOTE: The Password cannot contain any part of the Access ID or the word "Password". Maximum length is 17 characters.